We are committed to putting our clients at the heart of everything we do and to providing the best possible service.
Our approach is straightforward. You tell us about your current situation and about your financial objectives and when you want to achieve them. We develop a practical plan designed to help you meet those objectives. We’ll discuss the plan with you and agree the course of action you want to take. Whilst the final decisions are of course yours, we’re here to help and guide you with jargon-free advice both now and in the future.
Right now, retirement might seem a very long way off, but it’s never too early to think about your pension.
There are many good reasons for saving, from putting away money for emergencies to the bigger, more exciting things in life like a deposit on a home, or a special family holiday.
We can help you to build a suitable investment strategy to make your money work harder and in as tax-efficient a way as possible.
The good news is that we’re all living longer, which means that those reaching 65 today might easily expect to spend around 20 years in retirement.
It’s a well-known fact that the UK population is getting older. The Office for National Statistics (ONS) predicts that by mid-2045 the number of people of pensionable age (aged 67 plus) will have increased to 15.2 million, an increase of 28% on the level in 20201
With property prices having risen over the last few years, you don’t have to be hugely wealthy to be affected by Inheritance Tax (IHT).
Who will inherit if you die without having made a Will?
A cash flow forecast is a key part of financial planning.
To find out more, please call us on 01225 793417 or email us at tim@goldengateifa.co.uk