Rebalancing Your Portfolio / Ongoing Reviews

A wise investor has a diverse portfolio, dividing up the total sum available into various smaller amounts. Each is invested in a different way, with different funds, varying levels of risk, and in different parts of the world.

It's classic "don't keep all your eggs in one basket" thinking, but it's essential for success.

At Golden Gate, we pride ourselves on our research into all the different fund options available. We look at the past performance of the funds, of the stocks they've invested in, and the fund managers' track records. We build up a series of recommendations into a complete portfolio, customised to your requirements and designed to get the return you're looking for within a reasonable timescale.

But markets misbehave. Shares rise and fall in value. Funds perform well, then perform badly. Economies boom, then collapse.

A properly-diversified portfolio is subject to the shifts and changes of dozens of variables, any one of which could have a serious effect on the performance of the portfolio as a whole.

Re-balancing is a service we offer to help get round this. We study what's happening to your investments by keeping a close eye on the markets, funds and stocks they are linked with. When something has changed that affects your portfolio's performance, we can make recommendations for swift action to reduce losses.

As part of our regular, ongoing, review process, your portfolio is subjected to detailed checks. If we suspect that unwelcome change is on the way, we can advise on alternative options for your money.

Circumstances in world financial markets will be beyond your control, but you retain control of your investments and the long-term future of your portfolio.